Wealth by Design: 8 rules for smarter investing and financial freedom

A proven, easy-to-follow blueprint for creating wealth your way, to live a life free from financial stress on your terms.

A blueprint for creating wealth your way

Many people earn well for decades and still do not build much wealth. Not because they lack intelligence, but because surplus cash flow leaks away, investing becomes sporadic, and emotion takes over when markets move.

Wealth by Design gives you a repeatable, evidence-based system for building long-term wealth – a ‘wealth operating system’ – grounded in how compounding works in practice, and how real people behave under fear, greed, and uncertainty. Don’t leave your financial future to chance; follow the eight rules in this informative
and practical book and design the future lifestyle that you desire:

Rule 1 | Think in decades, not days
Rule 2 | Know how much income you need and by when
Rule 3 | Build a savings engine that runs on autopilot
Rule 4 | Focus on growth, then introduce more liquidity and reduce gearing
Rule 5 | Adopt a value-aware asset allocation
Rule 6 | Invest in shares in an evidence-based way
Rule 7 | Only own property with enduring, scarce, and growing demand
Rule 8 | Remove as much risk as possible.

Stuart Wemyss is an experienced financial planner of 25+ years, who possesses the rare skill of being able to make investing interesting and easy to action. His Investopoly podcast has had over 2 million downloads and received 500+ 4.9/5-star ratings.

Stuart Wemyss is a chartered accountant, independent financial adviser and mortgage broker with more than 20 years’ experience. He founded ProSolution Private Office in 2002 and has helped hundreds of clients make smarter financial decisions and invest successfully.

Stuart is licensed to provide financial, credit and tax advice, which allows him to give clients holistic advice across wealth creation, borrowing, tax planning and long-term financial strategy.

He has always believed that people deserve access to trustworthy, independent financial advice. That belief drives his work as an adviser, author, blogger, podcaster, media commentator, presenter and mentor. Whether through his books, articles, podcasts or client work, Stuart’s aim is simple: to help people make better financial decisions using clear, unbiased and practical information.

Stuart lives in Melbourne with his wife and two children. He is a passionate Geelong Cats supporter and enjoys a good glass of wine.

Wealth By Design is just what the everyday investor needs in this time of hype and distraction: A sensible, simple guide to successful investing

Stuart Wemyss is one of the most articulate voices in financial planning, at last he has put his accumulated wisdom into a book anyone can read

This is an exceptionally useful guide for investors at every level, sharp and sensible...a bit like Stuart himself

Stuart's ability to focus on what really matters for investors is outstanding and the scope of this eminently readable book is deeply impressive -- James Kirby ― ASSOCIATE EDITOR-WEALTH, THE AUSTRALIAN
HOST OF THE MONEY PUZZLE PODCAST